Schemes

Introduction The Gruha Lakshmi Yojana, launched by the Government of Karnataka, provides monthly financial assistance of ₹2,000 to women who are the heads of their households. This program was introduced to empower homemakers and support families struggling with everyday expenses. Many beneficiaries, however, are unsure how to check whether their payment has been credited. The … Read more

The state government has introduced several initiatives to support workers, particularly those in construction, manual labor, and factory sectors. One such initiative is providing a free safety kit to labor card holders. This program aims to protect workers from accidents, health hazards, and other workplace risks. The kit includes essential items such as a helmet, … Read more

Around the world, rural communities face weather risks that can damage crops, livestock shelters, and homes. In India, farmers and economically vulnerable families often lack access to affordable protective materials such as tarpaulins (plastic sheets) that can shield against rain, storms, and sun. Recognizing this gap, some state governments are proposing or implementing Free Tarpaulin … Read more

The Sukanya Samriddhi Yojana (SSY) is one of India’s most trusted and popular small savings schemes for securing the future of a girl child. Launched by the Government of India under the “Beti Bachao, Beti Padhao” initiative, this scheme aims to promote financial security for a daughter’s higher education and marriage expenses. In recent years, … Read more

Introduction: Why this benefit matters India’s economy depends heavily on workers in the unorganised sector — construction labourers, daily-wage earners, helpers, drivers, vendors, domestic workers, and many others who keep industries and cities running. Yet, for decades, these workers have had little to no social security. Unlike salaried employees, they often lack steady income, pensions, … Read more

Having your own house is one of the biggest dreams for most Indian families. However, with rising land and construction costs, building or buying a home can seem out of reach for many low and middle-income households. To address this, the Central and State Governments of India have launched several housing schemes under the New … Read more

Financial planning is a crucial aspect of modern life, yet many individuals focus more on earning rather than saving and investing wisely for the future. While options like stocks, mutual funds, and private insurance plans exist, they often involve high risk and require a certain level of financial knowledge. For those seeking a safe, government-backed … Read more

Introduction Owning a home is a dream for millions of Indians, but for many low and middle-income families, it remains out of reach due to high property prices and limited access to credit. To address this challenge, the Government of India launched the Pradhan Mantri Awas Yojana (PMAY) in June 2015. The scheme is part … Read more

Starting a business is often a dream for many young people, but the biggest challenge is always finance. Recognizing this, the Karnataka government has come forward with a new and innovative scheme that offers up to ₹5 lakh subsidy for setting up mobile canteens. This program is designed especially for the benefit of Scheduled Caste … Read more

The Government of Karnataka has been running several welfare and development programs through the Dr. B. R. Ambedkar Development Corporation to uplift members of Scheduled Caste (SC) communities. One of the most popular among these is the Vegetable Shop Subsidy Scheme, also known as the Ambedkar Nigam Vegetable Subsidy. This scheme is designed to support … Read more