The State Bank of India (SBI) has officially announced the recruitment for Junior Associates (Customer Support & Sales) in 2025. This year’s notification opens 6,589 vacancies across India, including opportunities for candidates from Karnataka. The SBI Clerk job is not only a secure career in the banking sector but also a gateway to financial stability and long-term growth.
In this article, we’ll cover the official details — eligibility, exam pattern, salary, important dates — and also explore how new employees can plan their insurance, loans, investments, health coverage, credit management, and even real estate goals, especially in the Kannada context.
1. Key Highlights of SBI Clerk 2025
| Feature | Details |
| Post | Junior Associate (Customer Support & Sales) |
| Total Vacancies | 6,589 (5,180 regular + 1,409 backlog) |
| Notification Release | 5 August 2025 |
| Application Dates | 6 August – 26 August 2025 |
| Preliminary Exam | Tentatively September 2025 |
| Main Exam | Tentatively November 2025 |
| Salary | Basic ₹24,050 + allowances ≈ ₹46,000/month |
| Official Website | sbi.co.in |
2. Eligibility Criteria
Educational Qualification
- Graduation in any discipline from a recognized university.
- Final-year students can apply provisionally if they can submit proof of graduation by 31 December 2025.
Age Limit
- Minimum: 20 years
- Maximum: 28 years (as on 1 April 2025)
- Age relaxation is available for SC/ST, OBC, PwD, and other categories as per government norms.
Language Proficiency
Applicants must be able to read, write, speak, and understand the local language of the state/UT they are applying for. For Karnataka, Kannada language proficiency is mandatory.
3. Selection Process
The SBI Clerk selection process has three main stages here is the bottom complete process:
- Preliminary Examination
- Objective type
- 100 questions for 100 marks
- Duration: 60 minutes
- Sections: English Language, Numerical Ability, Reasoning Ability
- Negative marking: 0.25 marks per wrong answer
- Main Examination
- Objective type
- 190 questions for 200 marks
- Duration: 2 hours 40 minutes
- Sections: General or Financial Awareness, General English and Quantitative Aptitude, Reasoning Ability & Computer Aptitude
- Language Proficiency Test (LPT)
- Candidates must pass this test in the local language of the state.
- It is qualifying in nature and essential for final selection.
Note: There is no interview for the SBI Clerk post.
4. Salary and Benefits
The basic pay starts at ₹24,050, with total monthly emoluments reaching approximately ₹46,000 in metro cities. Benefits include:
- Dearness Allowance (DA)
- House Rent Allowance (HRA) or Leased Accommodation
- Transport Allowance
- Medical Benefits
- Pension under the New Pension Scheme (NPS)
5. How to Apply (Official Method)
- Visit the official SBI careers page: sbi.co.in/careers
- Navigate to Current Openings.
- Click on “Recruitment of Junior Associates (Customer Support & Sales)”.
- Read the detailed advertisement carefully.
- Click “Apply Online” and register with your details.
- Upload scanned photograph, signature, and required documents.
- Pay the application fee online:
- General/OBC/EWS: ₹750
- SC/ST/PwD: No fee
- All candidates Submit the form and save a copy for future reference.
6. Vacancy in Karnataka
Out of the total 6,589 vacancies, Karnataka has 270 positions (including backlog). This is a strong opportunity for Kannada-speaking aspirants who meet the eligibility requirements.
7. Preparation Strategy for Kannada Candidates
While SBI Clerk is a competitive exam, with proper planning and discipline you can clear it. Here are some Kannada-context tips:
- English Language: Focus on comprehension, grammar, and vocabulary.
- Numerical Ability: Practice simplification, arithmetic, and data interpretation.
- Reasoning Ability: Strengthen puzzles, seating arrangements, and coding-decoding.
- Financial Awareness: Keep updated with RBI policies, Indian banking system, and economic news.
8. Financial Planning After Joining SBI
Landing a stable job like SBI Clerk is the first step. The next step is building a solid financial base.
a) Insurance & Health Insurance
Start with a term insurance policy to secure your family’s future. Add a health insurance plan—even though SBI offers medical coverage—so that you and your family are doubly protected.
b) Credit Cards & Loans
Use your SBI employee benefits to get a credit card with lower interest rates. Pay dues on time to maintain a good credit score, which will help when applying for home loans, vehicle loans, or personal loans.
c) Investments
Start a Systematic Investment Plan (SIP) in mutual funds. Even ₹1,000 per month can grow significantly over your career span. Use SBI’s own investment channels or trusted SEBI-registered platforms.
d) Real Estate
Once financially stable, explore real estate investment in Karnataka. Areas around Bengaluru, Mysuru, and coastal Karnataka are seeing consistent growth.
e) Digital Skills
Learn digital marketing to promote small businesses or even create your own side project. Combine it with web hosting to run a blog or website—this can be a secondary income stream.
9. Why SBI Clerk is a Smart Career Choice
- Job Security: As a public sector job, it offers stability.
- Growth Opportunities: Promotions to Officer Cadre through internal exams.
- Skill Development: You’ll learn customer service, banking operations, and financial management.
- Work-Life Balance: Fixed working hours compared to private sector banks.
10. Important Tips for Success
- Start preparation early—don’t wait for the last week.
- Use mock tests regularly to check your speed and accuracy.
- Focus on weak areas but keep revising strong topics.
- Manage time well in exams—don’t get stuck on a single question.
- Maintain physical and mental health—daily exercise, proper diet, and sufficient sleep help improve performance.
11. Key Dates Summary
| Event | Date |
| Notification Release | 5 August 2025 |
| Online Application | 6 – 26 August 2025 |
| Preliminary Exam | September 2025 (Tentative) |
| Main Exam | November 2025 (Tentative) |
| Final Result | To be announced |
Important links
Notification PDF Link
Click here download
OFFICIAL WEBSITE
Apply Now
12. Final Words
For Kannada aspirants, the SBI Clerk 2025 recruitment is not just an employment opportunity—it’s a chance to build a secure future, both professionally and financially. With careful preparation, a disciplined study plan, and a clear understanding of the recruitment process, you can successfully join India’s largest public sector bank.
Once in, make smart moves—secure insurance, maintain good credit, start investing, explore real estate, and even learn digital skills. The combination of a stable government bank job and well-planned personal finance can set you on the path to long-term prosperity.
Official Website for Application & Notification:
🌐 www.sbi.co.in/careers
